Construction Loans for

Pacific Northwest

Builders

PORTFOLIO CONSTRUCTION FINANCING OPTIONS FOR RESIDENTIAL CONSTRUCTION PROJECTS

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What are the requirements for our construction loans?

Lending requirements differ per project and per borrower. For most projects, we loan up to 75% Loan-to-Value (LTV) and up to 95% Loan-to-Cost (LTC). Here at Trueline Capital, we offer competitive construction loans to licensed builders for spec, custom and owner-builder projects in the Pacific Northwest. We focus on lending for single-family residences of 1-4 unit residences as urban infill projects.

Terms for our loans differ per project and per borrower. On average, we lend on 6, 9, and 12-month terms. Terms can be extended on a per-project basis.

We offer fixed interest rates with no prepayment penalties. Our specialized loan programs provide quick turnaround times, flexible terms based on project needs, and cash liquidity for both conforming and non-conforming borrowers.

Construction Loan Program

Property Types:
Single Family, 1-4 Units, Urban Focus
Loan-to-Value | Loan-to-Cost:
Up to 75% LTV and 95% LTC
Terms:
6, 9, or 12 Months (Extensions Available)
Pricing:
Fixed Rate with No Prepayment Penalties
Loan Amounts:
$200,000 – $2,000,000
CLTV | Subordinated Debts:
No CLTV Limitations (Call for Questions)
Markets:
Oregon, Washington, and Idaho
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Recently Funded Projects

Whether you have a small project, have too many projects in the works to qualify for another, or have reached your credit limit we’ll work with you to get the financing you need. Check out some of the projects we have worked on with Pacific Northwest builders like you.

Magnolia | Seattle, WA

Loan Amount

$912,000

Loan-to-Value

61%

Builder Type

Builder/Owner, SFR

Days to Maturity

546

Value

$1,500,000

Price/sqft

$433

8109 72nd Place NE

Whiskey Ridge | Marysville, WA

Loan Amount

$286,000

Loan-to-Value

65%

Builder Type

Builder/Owner, SFR

Days to Maturity

218

Value

$440,000

Price/sqft

$138

61379 Lost Hollow Loop

Century West | Bend, OR

Loan Amount

$670,000

Loan-to-Value

71%

Builder Type

Builder/Owner, SFR

Days to Maturity

378

Value

$950,000

Price/sqft

$332

Get your project out of the ground quicker with Trueline Capital

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Our Borrowing Process is Easy. Guaranteed.

trueline process 1

Submit A Project

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Simply fill out our online project submission, upload as much or as little as you have about the project, and we are off to the races.

trueline process 2

Funding Proposal

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Once we look at your project, you’ll receive our funding proposal with documents and loan pricing. Review, ask questions, then submit builder and borrower required items, and we’ll begin processing your loan!

trueline process 3

Set Up Escrow

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Once our underwriter signs off on the loan, we’ll send documents to escrow and walk you through the closing process.

trueline process 4

Fund & Build

We’ll send you a login to our online draw management system and get you moving on your project. Throughout the loan process and draw system, we are here to help answer any questions and support your project until completion.

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Lending Partnerships by Design

At Trueline Capital we believe in bringing creative construction solutions to builders and developers in Washington, Oregon, and Idaho. We’re here to help you get your project funded on time with fewer barriers because we understand that the sooner you begin your project the closer you are to project success.

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