Fix-and-Flip Real Estate Loans

Fix-and-Flip loans for investors and builders in Oregon, Washington, and Idaho.

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What is a fix-and-flip loan?

Private lending Fix-and-Flip loans are short-term loans secured by real estate and used by investors/contractors to purchase and renovate a single family or 1-4 unit property.

At Trueline Capital, contractors and flippers typically use our financing options to buy, renovate, and sell a property within a year or less while only paying interest payments.

Most properties in need of this type of renovation will not qualify for conventional loans and banks won’t lend on these types of homes, and that’s where we come in. With a max LTV of 75% and terms up to 36 months, we have great options for fix-and-flip operators.

We also have competitive construction loans available…

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Fix-and-Flip Loan Programs

Loan Products:
Fix-and-Flip
Property Types:
Single Family, 1-4 Units
Loan-to-Value | Loan-to-Cost:
Up to 75% LTV and 90% LTC, 100% of Rehab Costs
Terms:
Up to 70% LTARV
Terms:
3 – 36 Months
Pricing:
Fixed Rate Starting at 8.50%
Loan Amounts:
$75,000 – $5,000,000
Markets:
Oregon, Washington, and Idaho

We’ll Work with You to Get the Financing You Need.

Our Borrowing Process is Easy. Guaranteed.

trueline process 1

Submit A Project

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Simply fill out our online project submission, upload as much or as little as you have about the project, and we will send you a pricing quote.
trueline process 2

Funding Proposal

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Once we look at your project, you’ll receive our funding proposal with documents and loan pricing. Review, ask questions, then submit builder and borrower required items, and we’ll begin processing your loan!
trueline process 3

Set Up Escrow

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Once our underwriters sign off on the loan, we’ll send documents to escrow and walk you through the closing process.
trueline process 4

Fund & Build

We’ll send you a login to our online draw management system and get you moving on your project. Throughout the loan process and draw system, we are here to help answer any questions and support your project until completion.
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Lending Partnerships by Design

Fix-and-Flip loans need to capitalize on a property or project when it becomes available. Our staff is here to work with you on your next project to fit the right capital into your next project in Seattle, Portland, Bend, and Boise.

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