Investment or Rental Property Loan Program

Non-owner Occupied Investor Loans for 1-4 Unit Residential Properties in Oregon, Washington, and Idaho.

What can a Residential Investment loan do for you?

Are you an investor looking to close quickly on your next investment property or cash-out on your current performing asset? Let Trueline Capital’s private money residential for rent loans go to work for you. Our loans help investors capture the perfect investment property with non-owner-occupied residential rental loans.

Decide between three amortization options with a five-year interest only then 25-year amortized loan schedule, a three-year interest only then 27-year amortized loan schedule, or a full 30-year amortized loan.

Purchases under $250,000 will accept a BPO (Broker’s Price Opinion). Minimum credit score of 650 is required for the borrower and the property value cannot be below $100,000. Contact us for a full breakdown of pricing and terms.

We also have competitive bridge loan products…

Residential for Rent Loan Program

Loan Products:
Residential for Rent
Property Types:
Single Family, 1-4 Units—Non-Owner Occupied
Loan-to-Value | Loan-to-Purchase-Price:
Up to 80% LTV | Up to 85% LTPP
Debt-to-Income:
90% Property Debt-to-Income
Terms:
3 Year Interest Only, 27 Year Amortized 5 Year Interest Only, 25 Year Amortized 30 Year Amortized
Pricing:
New Rates Starting at 5.99%
Loan Amounts:
$75,000 - $1,500,000
Markets:
Oregon, Washington, and Idaho

We’ll Work with You to Get the Financing You Need.

Our Borrowing Process is Easy. Guaranteed.

trueline process 1

Submit A Project

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Simply fill out our online project submission, upload as much or as little as you have about the project, and we will send you a pricing quote.

trueline process 2

Funding Proposal

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Once we look at your property, you’ll receive our funding proposal with documents and loan pricing. Review, ask questions, then send us your borrower required items, and we’ll begin processing the loan!

trueline process 3

Set Up Escrow

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Once our underwriter signs off on the loan, we’ll send documents to escrow and walk you through the closing process.

trueline process 4

Fund

Communication is key and our staff is readily available to answer any questions you have as we get you funded on time.

Lending Partnerships by Design

Our residential investment loans are there to work for you when the right property becomes available. Our staff is always available to work with you on your next investment in Seattle, Portland, Bend, Boise, or wherever the opportunity presents itself.